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Keith Belton

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For centuries, Gold has been thought of and seen as an asset which stores wealth in extremely turbulent times. There is plenty of information about the different forms of gold. Bullion, however there is very little that has been said about how and where you should sell your bullion. People don’t buy gold bars or any kind of bullion and holding on to it just cause this shiny yellow metal is beautiful but because it has a monetary value. People hold on to physical gold in order to survive economic turmoil. Eventually you are going to sell your gold. There are bullion dealers who offer different ways of investing in gold and turning the gold you have into cash. When selling bullion you have three basic options: You can sell to a private individual, a local gold dealer or an online gold dealer.

Selling To A Private Individual

Selling a large amount of bullion to a private individual can be risky. There is always the issue of safety when selling to a stranger. You could sell to someone you know like a personal friend or family member, but there is always the question of whether they will give you the best price or not.

Local Dealers Vs. Online Bullion Dealers

You may want to sell bullion to a local gold dealer or an online bullion dealer. Local bullion dealers and their online counterparts generally offer the same price even though online dealers often claim that their prices are the best or the most competitive. That may be true, but you would have to factor in the cost of insurance and the cost of shipping.

Most online dealers will pay around 4% under the spot price for government-backed gold bullion like:

– The Australian Philharmonics coins

– The Australian Kangaroos

– The Mexican Libertads

– American Eagles

– Canadian Maple Leafs

– The British Britannias

– The Chine Pandas

South African Krugerrands often fetch a higher price. Privately struck rounds generally fetch less.

Online gold dealers make it possible for people who live far from a bullion dealer to sell their gold. If there is no gold dealer near you then you might have to look online.

When you sell bullion to a local dealer you have the convenience of getting cash immediately. You also don’t have to worry about shipping costs or insurance costs.

It is important to shop around. Different bullion dealers will offer different prices for the gold they buy. However, Not all bullion buyers will want to buy your gold. Some bullion dealers will buy gold bullion coins they sold themselves.  Those that buy gold back they have not sold might do so at lower prices. People who bought gold, which is stored at a dealer facility might find it easy to sell bullion to the same dealer at a profit.

The bottom line is that you should research the different options you may have and choose the one that will give you the best price.

Once you have decided which option for elderly care is right for you, you need to look into how you can pay for your care.

Live in care is an attractive choice for those that wish to retain their independence and live in the familiarity of their own home, but electing to have live-in care in your home will usually mean you will have to find the money to pay for it by yourself. Those carers who choose live in care jobs are motivated not by the pay but by being able to provide a more personalised level of care. Nevertheless there is, obviously a cost to having a carer living in your home.

It depends on your needs

The actual cost for home care services varies depending on your needs; some people may need relatively low-level support with maintaining their home, others may have complex medical conditions that require more intensive care.  The cost of live-in care will be somewhere between £500 and £1500 per week – the more care you will require, the higher the cost. You will also need to provide the live-in carer with their own room and internet access.  Care home companies will arrange everything you will need and match you up with a live-in carer that best suits you and your needs.

If you decide that a residential care home is the best option, this is also likely to require self-funding. Residential care homes can be expensive – especially if you expect to be there for some time. If you have a spouse, couples will have to pay per person at the care home making it an even more costly option.

And where you live

Residential care home fees fluctuate depending on where in the UK the home is situated. Elderly people living in the South East will be paying significantly more for their care than those in the North East. The average cost for a care home in London is £723 per week, compared to £530 per week in Yorkshire.

There is some level of local authority funding available to those who have little or no savings, and assets of less than £23,250, but many companies providing live-in care do not accept social services funded clients. An NHS bursary known as NHS Continuing Healthcare is available to cover medical care. This bursary is a way of helping patients fund their care so they are not ‘bed blocking’ in hospitals. Your local authority can also do an assessment of your social care needs and provide advice on your options. In order to assess whether you qualify for funding assistance, all of your assets will be taken into consideration. Assets include the value of your property, the value of any private or state pensions, and the value of any savings including interest.

Plan carefully

If you will be self-funding your care, it is essential to have budgets in place to ensure your care is uninterrupted and maintained at the level you require. Getting advice from an Independent Financial Advisor can help you gain the best level of care for the budget you have. As people are living longer, your elderly care plan could be in place for some time, and you should not have to compromise on the level of care you need.

The numbers of casinos are increasing today. So it is important to check the criteria of these casinos. What will determine a suitable casino? It is the fact that they can support the needs of the customer 24/7. The player must be able to prioritize fast withdrawals. They can use the compass of the casino to match their style completely. It is not at all difficult, instead very simple and will just take a few seconds.

Ways to preserve the players

The players would love to stay at the casinos but it is important to preserve them. How is it possible? This question has become essential and the casinos have many tricks to do so.

  • The very first method that they use is by offering various loyalty schemes. The one that is very popularly known and is quite old is the VIP point system. This is what many casinos still apply over the customers as per the top rated online casino reviews. This can be explained as the player can win VIP points by wagering in different types of games.
  • The players can complete challenges and win VIP points and then can spend them on the different kinds of bonuses. It can also be spent on the free spins, electronics and clothes.
  • The other type of loyalty scheme to preserve the player is that the player is contacted by the account manager after playing at the casino for quite some time. They then will offer you various bonuses that are much better than the standard ones.
  • They will set up personal bonuses on the player on every deposit and many other similar things like that. There are casinos like the buzz casino that showers the players with free spins almost every week.

 This attracts the players back into their casino. This is how the casinos have been successful in retaining more and more players.

Sometimes buying medicine is not that easy if you are conscious about your health and especially when you are very conscious about what you are buying and about its authentication and quality. Most of us buy medicine without knowing that its branded or genuine or not because we have to build trust on the drug stores, so we do not arise any question not even ask which brand it is we simply buy it, but what if it’s not that branded? How do we know about it? So that s quite complex, so why don’t we buy medicines from the online pharmacy where we are aware of brands, and its composition and from where the medicine is coming?. Yes, online pharmacy provides you the best of branded medicines to your door with all the required information which a customer needs to know.

Online pharmacies are playing a great role

 Online pharmacies are playing a great role in today’s life; because we don’t want to pay extra, we don’t want to search and run around everywhere to find what you need because things are simple now we can buy it online without going anywhere and can buy it from anywhere. Which will always save your money. Online pharmacies give you more advantages like providing you offers and discounts availability of medicine 24/7, giving you after services. Easy mode of payments etc.

Canadian pharmacy online ensures you about the product quality so that you can rely on them without having any doubts and hesitations with their 24/7 services. So you don’t have to worry about the quality you can buy the prescribed medicine online.

You have a choice to save your time and money at the same time. So go for the best choice when you have it on clicks.

Applying for a credit card is not difficult, but it involves risks. Once you have  applied for a credit card, the credit card company will take a look at your credit history, monthly income, and all the documents that you have submitted. They will evaluate if you are capable of repaying the money you borrow.

Aside from meeting the eligibility requirements before submitting your credit card application, here are five other crucial things you should know to boost your chances of getting approved.

1. Determine your needs

There are different types of credit card available today, so it is crucial for you to determine what you need and can afford.

If, for instance, you will be buying huge and expensive items later on, opt for a credit card that offers 0% interest.

But if you are a regular spender, you can opt for cash back credit cards. Cash back refers to earning a certain percentage on the money you spend when using your credit card. Today, most credit card companies are offering this incentive. Some companies offer more cash back if you use your credit card when shopping online or when you enrol in quarterly promotions. In fact, this is one of the reasons people today want to apply for credit cards.

Remember, don’t rush!

Take your time when applying for a credit card. You need to assess your capability first so you can choose the right type of credit card. Do not just apply for the first credit card offered to you. Instead, you have to compare the different types of card and choose one that meets your financial needs and capacities.

2. Make comparisons

After you have decided which type of card to apply for, compare all possible options. For instance, compare the interest rates on cash advances or purchases, rewards programs, annual fees, and complimentary insurances. This way, you will better understand the benefits and costs of each card.

It is crucial for you to make comparisons because this will help you narrow down your options. Most importantly, this will make sure that you are choosing a credit card based on a well-informed decision.

3. Build a good credit profile

Credit card issuers will be using a credit rating system to assess your card eligibility and determine the card limit. They will decide how much you can borrow depending on your repayment habits, credit history, and current credit lines.

Before submitting your application, it would be best to request for a copy of your credit history. This will give you the opportunity to validate and correct any errors on the document and see what the credit card company will be looking at if they assess your application.

In case your credit history is less than ideal, it is highly advisable that you delay your application and build a good credit history to boost your chances of approval in the future.

Here are ways to build an excellent credit score:

  • Set a budget – You need to know how much you are spending on a monthly basis. From there, set a budget and make sure to stick to it by adjusting your expenses. This way, your monthly bills will not exceed your income.
  • Always pay your bills in full and on time – Make sure to pay your monthly bills in full and on or before the due date to avoid any interest charges. Be aware that delayed payments can negatively affect your credit profile. To prevent this from happening, use your mobile devices and calendar to notify and remind you of your bills.

4. Open an account with your credit card provider-to-be

It is crucial for you to open a debit account or a savings account with the bank where you plan to apply for a credit card. This can hasten your future credit card application process. Also, if your salary is sent in this account monthly, this can serve as proof that you have a regular source of income.

5. Fill up the application form honestly

When you are ready to apply, it is time to fill out the application form. When doing so, be honest and extra careful.

The application form will ask a lot of information about you. Make sure to input everything correctly. Read through it repeatedly to ensure that there are no mistakes because any incorrect or untruthful entry will result in a rejected application.

For instance, you have to state your actual income. And if you have different income sources, make sure to include this in your application.

Your credit card application will be successful only if you equip yourself with the right information, whether you are applying for the best premium card, visa platinum card or a cash card credit card. So remember these important considerations if you are thinking of applying for a credit card later on. Good luck!

 

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Therefore, just get in to this unique web site, which makes you to get all the current updates in the government jobs or education and in the government sector updates can be attained from this. Therefore, this is highly a recommended one to get massive info and to get the right type of the government job accordingly to your requirements in an easy manner.

Another patent infringement case has hit the news, this time between Tesla and the hydrogen truck startup, Nikola Motors. Tesla is facing a $2 billion patent infringement lawsuit for stealing designs.

Nikola Motors claims that Tesla stole their hydrogen truck design and brought the case to the Arizona Federal Court in the beginning of May. In November of 2017, Tesla’s electric semi-truck was unveiled. The lawsuit by Nikola Motors states that Tesla infringed on their patent of their semi-truck design including the mid-entry door, fuselage and a wrap windshield.

Back in May of 2016, Nikola Motors posted about the driverless hydrogen fuel cell powered truck that they developed and designed. Nikola Motors claims that four months after they published their first design, a recruiter from Tesla reached out to the Chief Engineer of Nikola Motors. The claim reports that the recruiter mentioned that the engineer’s background would be a good fit with Tesla as they are building their own version of the truck.

Tesla released teaser photos of their own truck in April 2017, that similarly mirrored Nikola Motor’s truck. Nikola Motors sent Tesla a letter asking them to not reveal any more about their truck until the patent infringement lawsuit was resolved. Apparently, Tesla never responded. The lawsuit is still in progress as we await the court’s decision.

The stealing of ideas and designs can happen quite often. This is why it is always important to speak with a patent attorney in Scottsdale if you have a new idea or design that you want to launch. You should also always seek legal advice if you think that your patent has been infringed upon. There are steps you can take to resolve the issue and a patent attorney will have the answers and know what steps to properly take.

Google maps have become a key tool for you people to reach anywhere with ease and aplomb. There are many websites that can help you with maps to help you travel along the way with ease. There are various scintillating features of these websites that can help you travel well and be updated about the traffic and plan your travel in a better manner.

They help you to have complete maps of the streets with traffics and diversions thus helping you to evade that way and have a better travel plan. Here are some of the features of these maps explained in detail to help you know more about them:

Facility to save the directions:

This is one of the first things that you can get to do when you are making use of these street view apps. These apps allow you the facility to save the directions when you are travelling to any particular place. It will help you out when you are returning to the place or you are making the visit to the same place again.

This facility is quite unique for you in the sense that you need not to make use of the maps again while you are going to a certain place. It helps you to give an exact view of the streets and enable the exact directions that are needed to be followed when you are looking to travel to a particular place.

Have view of any street:

This is another very important feature of the Google maps that can help you to know about the situation on any particular street. Google Street view facility is quite good when you are looking to identify someone on the street.

At the same time, when you are looking to plan through a particular route, you need to make sure that there is no heavy traffic on that very route. This is where the street view comes into play as you can easily analyze the condition of traffic on the route and plan your travel accordingly as well. This helps you to save your very vital time. This feature is heavily used by you people when travelling to anywhere and has already helped in saving the precious time.

These maps provide you with instant and real time street view without any delay to help you know the exact conditions on the road. These maps are getting updated and smarter by every passing day to make things even simpler for you people.

There are several other features such as saving of the maps facility that will help you to make your job easier and simpler. You can save the maps that you want on your device and use them as and when you want them. These maps are available in my maps section and help you to get the job done with ease even when you are offline. You can also share the maps as and when you want to help others as well when travelling through that route.

Ever since the first online casino came up in the late 90s, gambling became much more accessible and effective for the masses. Today, you don’t need to visit Vegas or look for local casinos to try your luck. Some of the better options, such as www.novibet.co.uk, have changed the whole experience for users, but before you sign up, we have a few tips for help.

If you are fond of online casino games then you can check out sacasino.me and enjoy some real game and have fun.

  • Check if the casino is a known one. Reviews from experts and users always come handy when it comes to comparing casinos. You need to be sure that the platform is genuine and will not meddle with your money.
  • Find the bonuses. People prefer online casinos because of the incredible bonuses. In fact, virtual casinos always welcome new players with big offers. There can be a welcome bonus and additional offers on subsequent deposits.
  • This is for fun, not a source of income. Yes, you can win jackpots and get lucky once in a while, but gambling cannot be a source of livelihood. Even the best casinos and websites promote responsible gambling. In short, spend the amount you can afford and don’t waste your time chasing losses.
  • Check the minimums. To get started, you will require to deposit a sum, and there can be a minimum amount for withdrawal, as well. Check the minimums in advance, because if either is too high, your money can be struck.
  • Learn the norms. For slots and roulette, you can rely on your luck, but card games and poker require a mix of strategy and luck. If you are new to online casinos, spend some time in knowing the game and how things work.
  • Start with smaller bets. With online casinos, you don’t have to bother about spending a lot of money. Bets can be as small as $0.01. Some games come with demos, but if you don’t have that choice, always play smaller bets at a time.
  • Check the range. Some of the internet casinos have more games on offer than others. You need to check what a website can offer beyond some of the regular casino options. Also, make sure that the casino is licensed and legit.

With online casinos, you can also enjoy the perks of referral programs and VIP clubs. Just select a platform that offers more returns on your money, has more games and is easy to use. The user interface and graphics also make a difference.

What is pro comp wheel?

Wheels are an important part of any vehicle whether it is two wheeler or four wheelers. In the same way, they also play vital role in jeeps and make your jeep move from one place to another. Today, market is full with variety of wheels but pro comp wheels are in great demand. They are not only durable, but versatile and long lasting as well. Pro comp is another name for alloy wheels which are typically made from aluminum with some percentage of nickel. The content of nickel affect the brittleness of rim and more nickel make rim more resistant and heavier. But, it becomes more susceptible to crack from hard platforms.

While on other hand, less nickel will make alloy rim lighter but more prone to problems like bending. Depending on size pro comp wheel tend to be much lighter in comparison with OEM wheels and improve speed, acceleration, handling and braking. These wheels do come in huge variety of finishes from plated metallic beauties to gleaming polish and from vibrant powdered colors to edgy rocky style. You can even opt for plus size rims as they will not affect quality of ride due to their light weight structure.

Importance of winch – If you have purchased a new jeep and prepping for some adventurous and off road fun, then adding winch is something which you must consider definitely. However, with so many options available out there choosing anyone or best winch for your jeep can be very daunting task. So, the first important thing which you should take into consideration is winch manufacturer’s pulling rating. This is combination of tensile strength and mechanical capacity of winch. The important parts which need to be remembered are line length capacity of winch. Along with winch you should buy a jeep compass lift kit as it will help in avoiding many problems

Types of winches –

Electric winch – These winches are becoming more popular and common for trail uses. One of the main benefits of investing in electric winches is its maintenance. They require no or very little maintenance at all unlike hydraulic winch. It consists of control unit and a motor which are its main components. But, be sure to keep winch covered from sun and other related elements which can have degrading effect on its components including synthetic rope cable, control unit and motor. Electric jeep winch even require electricity for its proper functioning.

Hydraulic winch – These winches run with help of hydraulic fluid and are typically expensive than electrical winches. Hydraulic winch even have more installation and other elements. In electric winch you bolt simply in winch and connect few wires, but with hydraulic winch you have to tap power steering pump and run high pressure lines to winch and install possible hydraulic solenoids. The main benefit of this winch is they are submersible fully and have 100% duty cycle which means they will run without any problem constantly.