9 Main Key Points To Calculate Your EPF Online

EPF is an abbreviation for Employees Provident Fund. It is a scheme that offers many benefits to both employees and employers. Candidates from all over India can avail of these benefits by contributing a small sum of money every month. Jobs in India offer EPF facilities as very few people have Provident Fund setups with them. The EPF is an important part of India’s social security program to provide a safety net for everyone over the age of 18 years who works for at least six months a year in India or abroad. As per government rules, contributions shall be made by the employer on behalf of the employee into the EPF account of the employee or his/her nominee. 

The main key points to understand while calculating EPF online are given below- 

  • The interest earned from your EPF account will be credited to your account after every month. 
  • The interest amount is calculated as per the Income Tax Act 1961. 
  • In the case of a 10% interest rate, the interest earned by an employee during each year is multiplied by 10% and it is considered as his/her yearly income.
  • The Employees’ Provident Fund Organization (EPFO) calculates your EPF online. The calculation of the amount is completely automated and happens within the EPFO website.  
  • Online calculation of EPF is easy if you know the steps to follow which is shared later in this article. 
  • Once you have calculated your PF balance, you will know how much credit you have earned while working under an employer in the formal sector. 
  • It is a good way to keep a tab on your future investment plans. 
  • It is designed to provide financial security to employees and their families. 
  • The EPF provides a regular source of income for retirement, sickness, death and other family needs.


EPF calculator is an easy tool to calculate your EPF online with a few clicks. You can get the details of your EPF account by using this tool. The steps to calculate your EPF online are as follows – 

  • The first thing that you need to do is enter your name and other details like your year of birth, address, phone number etc. 
  • After this, you will have to enter the amount of salary or other income that you have earned in the last 12 months. 
  • Now, you need to select whether you want to calculate EPF for regular or for part-time employees. 
  • If you are a part-time employee then enter the period that you work in a month and select the category from where you have earned your salary from. 
  • Once you have entered all these details then click on the calculate button. 
  • The system will give you an output after a few seconds. 
  • If you want to know about your EPF balance then click on the view balance option provided at the bottom right corner of the page.
  • You can also compare different options available for investment in the calculator as well.

The EPF calculator is an online tool that will help you to calculate your EPF online at your comfort. The PF calculator can be used to calculate the amount of interest that you will get on your savings account and also how much your EPF balance will be after a year.

EPF Calculator is a quick solution for those who are searching for an easy way to calculate their EPF online. It is also helpful for those who want to know about the benefits of investing in ETFs and Mutual Funds. The main advantage of using our EPF calculator is that you don’t need any additional information from your side, just enter your personal details like age, husband name & wife name etc