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Mary Powell

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It is understandable that many people worry about how they will manage both physically and financially as they get older. Nobody wants to be living in poverty in their old age and most of us would like to think we will be able to leave something to our children when we go. But with so many people living longer because of medical advances the cost of care for elderly people is now becoming a big issue that everyone should be aware of so that they can plan ahead for the costs (and also so they can be involved in the decision making on the type of care they would prefer).

There are many options to funding care in old age and in the UK the government will pay for care if you do not have the means to do so yourself. But is you do have a significant amount of savings or a valuable home then you really should plan ahead for the cost of care.

Choose the care option that is best for you

Before you can start to plan for how you will pay for care you need to know what care option will suit you best. Although residential care homes are the most common option there is growing awareness of another option: live-in care or homecare, according to The Live-in Care Hub. With the growing awareness of live-in care more and more people are choosing this for themselves or for an elderly relative as an option where the person needing care can stay in familiar surroundings and have the consistency of the same one or two carers all the time. It is also a more rewarding role for those becoming a carer.

Take advice

Once you now what care option will be most suitable you can then plan for the financial side – and there are certainly financial challenges caring for the elderly so it pays to be prepared. Some people choose to get some advice from an independent financial adviser (IFA) if they already know one they trust. An IFA can help you create a payment plan for privately funding (self-funding) care in a simple and straightforward way.

Be prepared

The average cost of care for an elderly person can vary enormously. It not only depends on the level of care you might need but also on the type of care and even the area where you live. So investigate your options and compare your options once you have made a decision about the type of care you might need and how much you can afford to pay.

Many people are shocked by how expensive the actual cost of elderly care is but it is better to know now and have some time to plan and prepare than leave it until the last minute. Some people will have to use savings and/or income to pay for elderly care and some may consider selling their home but this is a serious step and not one to take lightly.

Government support

If you do not have much in the way of savings and either don’t own a property or still have a partner living there then the state will pay for your care.  But state-funded care limits your choices of type and style of care and it is unlikely that state-funded care would offer the option of live-in care.

As a resident of one of the fastest cities in the world, you must have the best broadband plan that matches your lifestyle and work profile. Airtel has the choicest pick of plans for you.

Mumbai certainly lives up to its moniker of ‘The city that never sleeps’. It is one of the fastest, most exciting cities in the world, where it is usual to see people rushing about from one task to another with no time for idle chitchat. Though it has a large population and seemingly chaotic systems, there is a method to the madness that is Mumbai.

Apart from the local train network, what keeps Mumbai connected is a robust mobile data and broadband Internet network. And when it comes to the best broadband plans in Mumbai, it’s Airtel all the way.

What’s so great about Airtel Mumbai?

Time is money in Mumbai, and every moment is precious. People are busy with their work and social lives, and there is not a moment to waste in terms of being disconnected from the rest of the city. The mobile phone is a veritable lifeline for the city, connecting people to their family, friends and places of work. You can see several people working on the go as well, using their tabs and phones.

The city is also one of the biggest birthplaces for a variety of businesses, whether home-based or otherwise. They rely heavily on robust Internet connections to help them carry out a variety of work-related tasks. Only the best broadband plans can ensure maximum productivity.

There are myriad options for broadband plans in Mumbai: broadband by the cable TV provider, or mobile hotspots, or wired broadband connections. But not all of them are able to tick all the boxes in terms of price points, network coverage, data speeds and overall utility.

Only Airtel has the best broadband plans on offer. There are multiple options for rentals and features:

* 1 month: There are 5 plans, from Rs 649 (unlimited data and 8 Mbps speeds) to Rs 2199 (1200 GB data and 300 Mbps speeds). Three of these plans have bonus data rollover option, while four of them get a free one-year Amazon Prime subscription.

* 6 months: These plans offer savings up to 15% on the overall package. You can book a 6-month plan from five options, ranging from Rs 593 per month (unlimited data and 8 Mbps speeds) to Rs 1868 per month (1200 GB and up to 300 Mbps speeds). There is also a bonus data and unused data rollover option per month on four of the five plans.

* 12 months: These plans offer savings of up to 20% on the entire package. When you book a 12-month plan from among five options, you get the best broadband plan starting at Rs 559 per month rental (unlimited data and 8 Mbps speeds) and ending at Rs 1759 per month (1200 GB and up to 300 Mbps speeds).

Have you bought the Airtel broadband for Mumbai yet?

Once Toronto was known to be a morality centre bordering saintliness. Today, it has turned into a rival to most popular cosmopolitan urban regions in terms of art, culture, culinary delights, and nightlife.

Food scene has developed

Downtown has been currently revitalized and you will see coffee shops, eateries, art galleries, and vintage stores instead of drug-ridden hubs or gangster spots.

In Toronto there are over 140 languages spoken, so you get a huge level of diversity in ethnic cuisine. In addition, there are popular chefs like Carolyn Reid, John Horne, Anthony Walsh, and Coulson Armstrong serving in top restaurants. So, food lovers find this appealing as it creates endless food tasting options.

You can even find abundant of hipster joints serving artisanal cocktails and changing menus, mom & pops shops for upscale dining experience, and an increasing food truck culture. To pamper your taste bud with cultural inspired dishes, you can join Toronto food tours. Local guide will accompany your group and share Canadian cuisine and cultural history.

Canadian dishes to try –

  • Poutine
  • Bannock
  • Butter tart
  • Bagels
  • Seafood
  • Saskatoon berry pie
  • Beavertails
  • Split pea soup

Other attractions in Toronto

Besides fusion cuisine, you can take pleasure in love country music. City demonstrates no shortage of entertainment and cultural offerings. There is the opera & ballet and live theatre for art lovers. Shoppers can shop for top brands like Prada, Gucci, Hermes, Channel and more on Mink Mile.

Queen Street West offers lively shopping experience. For luxury goods ranging from fashion to kitchen Bayview Village Shopping Centre is the spot.

If you are lucky, then visit during TIFF [Toronto International Film Festival where A-list celebrities come bringing with them glamor every September. There are Screenings and parties. TIFF fest is not just an annual event because now you can enjoy movies, art exhibits, talks and events at TIFF Bell Lightbox all year round.  

 

Although chances are for the first two or three weeks of a new relationship you won’t see the light of day because you’ll be spending 22 out of 24 hours of every day with your latest beau, but the beauty of your honeymoon phase actually extends beyond your time spent together. It seems to transcend everything you’ve ever done (or worn!) before, and pretty soon you’ll wish to please your partner by sporting some new pieces you think he’ll love!

Side note: men in love don’t care what you’re wearing. They think you’re a supreme being sent from up above as they clearly must have saved hundreds of starving orphans in their previous life to deserve you. Still, us girls don’t need much except a little spring in our step, a few hours of free time in the afternoon, and a credit card or two that isn’t maxed out to hit the stores. And what better excuse than to revamp our lingerie collection for the new man?! Regardless or whether you’ve picked your latest boyfriend from a bunch of single cowboys, bankers, travelers, or divorcés, they all love to see sexy clothes on a woman.

#1: Hit VS

Although pricey, VS has one of the best selections out there when it comes to steaming hot lingerie to make his head spin. Our suggestion is not to shop online when you’re trying to impress someone, especially if you’re eyeing those styles you’ve never had before. Go to the actual store, try on a few pieces, and pick one or two to take home. Don’t forget that sexy lingerie can be taken even further by pairing it with accessories, such as fishnet stockings, for instance. This isn’t the time or the place to think ‘versatility’. Just think about what makes you feel the sexiest and go for it!

#2:  A New Pair of Heels will Take You to New Heights

Nothing screams sexy like a pair of new pumps, stilettos or high-heel boots. You’ll feel a surge of new energy and many of your old pieces currently hanging in your closet will be brought back to life if you pair them with the right (new) kind of footwear. You can absolutely put versatility first here, and if you already have nude wedges in your collection, go for a pair of silver or black ones that will go with anything, from nice tight jeans to sundresses or even funky evening numbers. Ensure they’re comfortable because you’ll want to look and feel your best on every date with your new guy.

#3: From Date Night to Weekend Chill

You definitely shouldn’t break the bank just because you’re madly in love (no, seriously). However, if you went and got a new pair of yoga pants (men love those), and a new dress you can wear to dinner, you’ll pretty much revamp your wardrobe just enough so that you feel full of self-confidence in your new clothes, but at the same time it’s not like you’ve gone crazy and spent a fortune on it. You can wear those yoga pants anytime you’re seeing him provided it’s before 6 pm, and a new dress for evening will make you feel feminine, which he’s bound to notice, falling for you even harder than before.

When a person sees raw crystals on display in a person’s house their first thought is they are beautiful pieces of decoration. Sure these crystals add a pop of unique color inside someone’s house, but to those who know the secret behind these crystals, they offer more than just aesthetics.

In fact, raw crystals have been used for healing for over a millennia and are believed to harness the power and elements of the universe as well the Earth. These crystals harness the energy of the natural world such as the moon, the sun, and the different oceans. Since there are more than 50 different crystals, each with its unique healing properties, here’s a list of the most popular crystals that you can find and use for your own healing:

Amethyst

This type of crystal is actually a quartz and is known for its deep purple tips. It is commonly used as a stress reliever because it helps encourage peace, inner strength, and spiritual growth. Amethyst crystals are also known to attract positive energy and clear away the negative energy that may be causing a person harm.

Black Onyx

The black onyx is very powerful crystal known for its protective nature that shields the body, mind, and spirit from all negative energy. These stones offer protection around your own personal field of energy which helps to calm down fears, worries, and anxiety to help the wearer feel safe and secure. It’s beautiful black shade also makes it the perfect jewelry for any occasion so your crystals can protect you wherever you go.

Citrine

This is a very popular type of crystal mainly because it does not require any cleansing or any recharging. Citrine does not hold on to any negative energy and is known as the gem for happiness, light, and abundance. Its honey color gives a warm energy that can heal anyone harboring any ill and negative feelings.

Celestite or Celestine

People who are having trouble remembering their dreams tend to feel a close attachment to Celestite. This crystal gives a calming effect to those who are near it while also helping to clear the mind and offer the body some peace. It’s cool sky blue hue is very relaxing and inviting, they are a wonderful addition to any crystal collection.

Jade

The ever-popular Jade crystal has its very distinct color. It is commonly associated with prosperity, wealth, and abundance. This is one of the most popular crystals all over the world and is always worth adding to your home.

Rose Quartz

This crystal can open up your heart and soul for all kinds of love. Whether it’s love for family, love for yourself, or a romantic kind of love, rose quartz is the right choice. This crystal also helps with one’s self-esteem as well as balancing your emotions. Those healing from a recent heartache can find comfort in a rose quartz.

There are so many other types of crystals that can heal your mind, body, and soul. The next time you see these beautiful rocks remember that they hold so much power and potential, they’re not just pretty to look at.
raw crystals can help you relieve stress, encourage peace, mend a broken heart, and so much more. Visit Earths Elements and look for the best crystals for your needs.

Is there a concept of “good” and “bad” casino players? Or simply the games are governed by chance and there is no way to distinguish the players who sweep without problems in the casino and those who win hard? Let us find out the answers. Also you will be able to know how the small things matter in these gambling options. Surely you will not be disappointed.

The Basic Blackjack Strategy Applies

There is a reason why the human being invented the computer. We must find the most optimal way to play ethereum gambling to keep the home advantage under control at all times. That optimal way of playing is known as basic blackjack strategy. Since there are numerous different blackjack games, there are many different basic strategies. Any hand that faces the dealer’s open cards can be played in the best and worst way possible. Although there are, as we mentioned, many basic strategies, most hands are played in the same way regardless of the tactic, so memorizing one is already much better than playing it crazy.

Avoid Crazy Crapper Bets In Craps

Craps is a great game with some very good secret bets to reduce the advantage of the house. The game also has some of the worst casino bets with terribly high house advantages. These bets can be equated with trying to shave with a guillotine.

Avoid The Bet To The Empate In Bacará

First of all, you have to say the name well. It is said “baccarat” and not “bacarat”. If you do not pronounce it well they should not let you play. The game is quite simple. You have three bets to choose from, to the bank (good bet), to the player (good bet) and to the draw, a terrible bet with an advantage for the house of approximately 14% (that is, you are expected to lose 14 units per every 100 units you bet). Let’s face it, you’re probably one of those who say “bacarat” if you make this bet.

Do Not Hurt To Play With Bars

The casino is not going to move from its site. Unless there is a cataclysm, you have plenty of time to place your bets, cheer, complain, clap or cry. Why go in a hurry? Take your time, play while you enjoy. Rest briefly from time to time, even if you do not leave the table or the computer. You control your time.

Never Worry About Rewards

The gambling bonuses are a fun practice that aims to encourage players to bet. It is based on giving rewards that reward the amount and style of play. An ideal complement if it derives from your usual and well-founded way of playing. The rewards never compensate for the big losses, so do not reject them but do not bet more than you should to get one.

All these steps are essential as they actually pave the way to your success in online ethereum gambling. With a safer and better option the whole game becomes extremely enjoyable and full of tricks that are really the finest.

Plenty of beauty products are produced right here on American soil. However, some of our favorite products may be owned and manufactured by a foreign country. Many women have turned to the Wish App to purchase makeup that is shipped from China or another Asian country. Others simply go to a foreign website and purchase their favorite items to have delivered to their doorstep. When you go to your favorite makeup counter, Ulta, or Sephora stores, some of those items may have been imported in. So, what are the rules regarding safety in a beauty product? How do we know if the product we are buying will do what it promises and not harm us in any way? Today we are exploring the guidelines and how to make our choices by being as informed as possible. Before you slather on your favorite Parisian lotion, grab a cup of tea and let’s learn about the process a little bit better.

Research Is Everything

The beauty industry research is vital to the success of the product. The FDA has set guidelines but they do not have a process in place to approve any beauty product. It sounds a bit loosey-goosey, but the FDA can investigate a product line if there are significant complaints about a product. If that occurs, the FDA will perform its own testing, regardless of what the company has already provided to them, to ensure the safest product for the consumer. Most companies within the US do their own research and testing simply because it assists in their marketing goals. When a product comes overseas is when things get even more muddled.

No Universal Guidelines

Each country has its own laws and guidelines regarding the efficacy of a product. Some countries will be strict and others may be looser than the US is. Some countries may not require that a company do any efficacy testing or to release all the ingredients in the said product. Let’s say you want to purchase a skincare product from Singapore, can you read labels online to see what is in it? Are there any informational videos on how the product is made? Can you see lab results online or request them from the company? A good company would be transparent and help you research the product to ensure it will work for you and not cause skin problems later. Others may shock you when they just push to sell their product but avoid proving their claims.

Animal Testing and Claims Of Being Organic

Two things that have been booming for the cosmetics and beauty care lines are to be free of animal testing or claims of being organic. So how do you know? Most US-based companies that are cruelty-free or don’t test on animals are more than happy to share their testing process to anyone who asks. What may be shocking is that when the cruelty-free US company must test on animals in other countries before they can sell their products there. Unfortunately, some companies will opt to do that and try to avoid allowing the US consumer finding out. They simply want to make money in multiple markets and use any marketing ploy that will work for them. Other companies that take it seriously, typically won’t sell in markets where they are required to. Additionally, when you buy that product from overseas you could very well be supporting a company that does test on animals.

When it comes to being organic, the USDA is the agency to determine the organic labeling for all items coming into the US or based in the US. If you are buying a face mask from a Hong Kong website, that is labeled organic, it has not been endorsed by the USDA and could in fact still be dangerous or full of toxins from the plant.

Overall, being cautious and researching all your products before purchasing is the best way to buy safe products that work. If you don’t take the time to research it, you could end up harming yourself.

The pace at which the world is becoming digital might someday exceed the pace of Team India’s fastest bowler (just saying!). Sorry for the terrible metaphor but the point I wanted to make is very much valid. The people of the present world are starting to consume digital content more than they are consuming their food. Electronic content has now become the mainstay of the generation obsessed with the digital world and that is why the importance of digital marketing by SEO shark has become so omnipresent to the companies and businesses that thrive on such consumers. It is high time that the companies adapt quickly to the new marketing strategies that digital marketing by SEO shark provides or else they might fall back in the race.

The benefits of digital marketing

The age of the New Media has arrived and the time has come for the people to adapt themselves to the new interactive method and for that they need to understand the various benefits that digital marketing by SEO shark has brought about.

  1. Using content as a means of connectivity

Free or sponsored digital content allows the companies to connect largely with their customer base and consumers more effectively than any kind of print marketing allowed them. Online presence has acquired a huge strength that can be directly linked to your business’ success.

  1. Increased cost efficiency

Traditional marketing brought about costs that were often too much for small businesses to handle. Now with the inception of digital marketing by SEO shark, the cost efficiency has increased manifold. Digital media provides a cheaper as well as effective channel for advertising your brand.

  1. Realization of higher revenues

Your revenues automatically get increased when you extend your digital outreach. Your predictions and hence your ROI will improve more when you are able to extract a larger amount of data from the outreach campaigns of our business.

  1. Catering to today’s mobile customers

Mobile gadgets have taken over the technological reign from the hands of PCs and laptops. Around 90 percent of the adult population uses their Mobile gadgets in order to browse the Internet. Daily use of mobile devices is also at its peak and so digital marketing by SEO shark is the smartest way to cater your products to those mobile customers. Target these mobile devices in the proper manner and your marketing solution will be used to the fullest.

  1. Encourages involvement in social media

The increased of mobile devices can be attributed to the fact that social media has taken over the life of an average person to a large extent. Using social media as a tool to garner more attention and hence acquire newer clients is one of the most efficient idea that digital marketing capitalizes on.

The digital world of today has its claws deep inside the lives of the present generation people. Using it wisely can alter the fate of the businesses that operate on the indulgence of this generation.

 

 

 

 

Wheelchair access isn’t always required to be installed as a permanent solution. While that can be essential for some places, such as entrances to buildings, it’s often more convenient to have a solution that can be moved around and stored when it’s not in use. A portable platform lift is the ideal answer to such situations, providing a compact and easily transported solution that works well for public buildings. It’s a great choice for providing access between different levels such as stages, mezzanine levels, and similar areas where an accessible solution is needed to give equal access to all.

Portable Wheelchair Accessibility

A portable platform lift is easy to fold and compact to both store and transport. This makes it an excellent option for a public building where it might be required in several spaces at different times, or perhaps even a network of buildings. For example, it can be shared between several schools or perhaps a number of different buildings operated by the local council or an arts organisation. Having a wheelchair accessibility solution that can be moved and stored works well for any place where space is limited or permanent ramps and lifts could get in the way.

Easy and Quick to Set Up

A portable platform lift is quick and easy to set up, so there’s no need to spend hours getting it out and putting it away again. Built as a self-contained unit, the lift can be moved into place on castors, which removes the need for any heavy lifting and carrying. It plugs into any existing power point, with no special setup required to power it, so it can be used in any building that has electricity. Batteries are also available to use for short periods when using a power socket could be inconvenient or impossible.

Cost-effective

Having a permanent lift installed in a building can be expensive, and it’s not always the best solution when space is limited. However, it’s still important to make the space accessible, and budget constraints shouldn’t prevent that. If you’re looking for a more cost-effective way to improve accessibility for wheelchair users, a portable platform lift could be the answer you’re looking for. It’s easy to use one lift in different spaces within a building or even share one between several buildings, which can make it a more practical and affordable way to create wheelchair accessible spaces.

Safe Solution

Some people can worry about using lifts of different types, even small and open models. However, portable platform lifts have a number of safety features to reassure the user and the owner. A battery backup can come to the rescue in the event of a power cut, while the possibility of lowering the lift by hand is also useful if it gets stuck. The speed of the lifts conforms to EU regulations to maintain safety standards too.

Temporary wheelchair access solutions are the most sensible option for many public buildings. They provide an affordable and flexible solution to wheelchair accessibility between different floor levels.

When it comes to your company’s performance, it’s not always about how your employees are performing with their current skill set. Sometimes, the environment, and its safety, has got a lot to contribute to their performance as well. As such, keeping your company safe from construction accidents remains an integral part of company safety.

In fact, according to the Occupational Safety and Health Administration, 991 of 4,693 fatalities in the workplace for 2016 were from the construction industry. This means one of every five deaths in the workplace for that year were from the industry alone. As per specifics, OSHA numbers indicate being caught in/between, being struck by an object, being electrocuted, and falling as the “Fatal Four” causes of construction accidents. Knowing these, however, how exactly do we keep our company safe from construction accidents?

  • Awareness is something that should be observed constantly. Always make sure your staff and your workers know what they should be aware of before they step in the construction zone, while they’re working, and after they exit the construction site. Being aware of all the hazards that can be present in the workplace can help workers know what measures should be taken in order to protect them from risks. Understanding is the key to victory in terms of construction accident prevention, and this makes training much easier.
  • Training should be something that is pursued actively by everyone in the workplace. Aside from making sure your workers and staff are aware of the dangers they may suffer in the workplace, adequate training to avoid and deal with them should be provided as well. Try to make sure there are worksheets, training supplements, pamphlets, and even onsite training available for your workers to take to make sure they remain aware of things they have to do should accidents occur.
  • Communication should be a constant, especially between workers and between managers and staff. Aside from training, it’s helpful to make sure there’s a constant communication that’s established within your chain of command, so people know who to report to when unforeseen situations happen. This allows “surprises” to be avoided as everyone will be aware of what the others’ activities and goals will be. Devices such as headsets, smartphones, and radio communicators can greatly help in this endeavor.
  • Documentation should be a constant in your company, from training modules, to activity reports, and accident reports. Consult a lawyer and a safety professional on how best to do these things, but it’s recommended that your firm have methods of documenting workplace risks, training modules, and accident reports properly to help make sure there’s a way for the company to provide workers with the adequate protection and training they may need to avoid these accidents. Proper documentation, such as in accident reports, can also help ensure workers have a means to report injuries that may need compensation, and that the company has a reference to look at in terms of risks that have to be mitigated to avoid these injuries.

Conclusion

Regardless of whether or not your business is related to construction or is involved with the construction industry, keeping your company safe from construction accidents is an integral part of making sure anything related to renovation and/or making a new office won’t cause any inconvenience. Seeking the help of a construction worker accident attorney may also be able to provide you with adequate assistance on the matter.